Benefits That Work
Employee benefits are a crucial part of small business success. 80% of employees say that competitive employee benefits increase job satisfaction and loyalty (Source: MetLife 15th Annual Employee Benefits Survey). In today’s tight labor market, finding and retaining quality employees often depends on the quality of the benefits being offered by competing employers. Furthermore, it costs thousands of dollars to recruit and train new employees, while vacanies stress out your existing workforce.
Rockridge Health Benefits will help you design a competitive and affordable health benefits program that addresses your HR needs.
Our services include:
Medical, dental, vision, life and voluntary benefits (such as income protection)
HR compliance with ACA-mandated reporting and workplace regulations
Review of your current benefits program to make sure you are getting the most for your money
We also offer the latest in online HR technology to manage your benefits program. You’ll receive an easy-to-read benefits proposal, and your employees will be able to enroll online.
Covered California for Small Business Programs
One of the most popular options for small business employers is Covered California’s Small Business Exchange (CCSB, aka SHOP). When you offer benefits through CCSB, you can offer a combined HMO/PPO program that can save as much as 20% on your healthcare costs. You offer to pay a fixed portion of the cost of a high-quality HMO plan, but your employees have the option to upgrade to a PPO plan at an additional expense. This gives you a fixed annual cost and keeps annual increases to a minimum.
If you have fewer than 25 employees and they earn an average of $50,000/year or less, you may also qualify for federal tax credits that help offset as much as 50% of the cost of benefits.
To learn more, contact us at (510) 735-9928 or firstname.lastname@example.org. We will return your call or message the same business day.