At Rockridge Health Benefits, we believe that health insurance isn’t just about insurance policies, claims and premiums. We understand that you carry health insurance because you care about the wellbeing of your employees, and your family.
When you offer group health insurance, employees notice – providing competitive health benefits is proven to increase employee job satisfaction, which helps you attract and retain your valuable labor force. Whether you are considering offering benefits for the first time, or you aren’t sure you’re getting the most for your money, Rockridge will help you find the right solution.
The Tax Cuts and Jobs Act is a Presidential signature away from becoming law. What’s in it that impacts your healthcare? Here is a rundown…
It should be easy to figure out whether your doctor takes your insurance. But as everyone knows, it rarely is. Your doctor is either in-network (meaning they take your insurance based on in-network pricing), or they don’t (meaning they will charge you full price, which counts against your out-of-network deductible, which you are unlikely to reach under most circumstances). If you have an HMO plan, it’s even simpler: either you see a doctor in your HMO and get in-network benefits, or you pay out of your own pocket. HMOs and EPOs don’t have out-of-network benefits – only PPOs do. [NOTE:
Worried about escalating health insurance premiums and annual increases? We can show you several cost-saving strategies that maintain – or even improve – the level of benefits you currently offer. They include HRA Wraps, federal tax credits, HMO/PPO plans, and more. You can cut as much as 20% off your annual premium! Click here to read all of our tips!
And don’t forget about Workers Comp – you should be shopping your policy every year at renewal time.
Let us take care of that for you!
